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Comprehensive Insurance Solutions: Home, Auto, Condo, Umbrella, and Life Insurance

Thomas Fleming Insurance Agency is proud to offer personalized, comprehensive insurance solutions tailored to protect you, your family, and your assets throughout the Massachusetts. We specialize in Homeowners, Auto, Apartment & Condo Renters, Umbrella, and Life & Disability Insurance. As a trusted partner of Arbella Mutual, our agency delivers quality coverage, exceptional service, and competitive rates designed to meet your specific needs. Explore our extensive product offerings and discover how we can help you secure the protection and peace of mind you deserve, backed by expert support and valuable savings opportunities.

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HOMEOWNERS INSURANCE

Discount Homeowners Insurance
It is, arguably, your largest investment.

Both financially and emotionally, we’ll help protect your home and what’s inside it. We offer homeowners insurance covering your residential and personal property, protecting you against personal liability, bodily injury to others, or damage to others’ property.

We provide three different programs, covering a wide range of pricing options depending on your home’s value, and advise on numerous coverage options. Condominium insurance is also available, offering many similar protections.

Arbella maintains a special property claims unit staffed by homeowners claims experts, ensuring prompt, specialized attention and expertise you deserve.

Save on Your Homeowners Insurance Premium
Receive up to a 22% discount by bundling your home and auto insurance policies. Additionally, the All Perils deductible will be waived for losses applying to both policies. These discounts also apply to condominium policyholders.

For more details, contact us or visit Arbella.

AUTO INSURANCE

Protection for Your Car
Few companies understand auto insurance as intimately as we do. With decades of experience, we proudly deliver highly competitive rates and exceptional service.

As a leading auto insurer in New England, we prioritize efficiency, customer satisfaction, and prompt claims resolution.

Save on Your Auto Insurance Premium
Receive up to a 17% discount by bundling your auto and home insurance policies. The All Perils deductible is waived for losses involving both policies. Discounts also extend to condominium policyholders.

Available Auto Insurance Discounts:

Multi-Car Discount
Advanced Driver Training Discount
Low-Mileage Credit
Anti-Theft Discount

For additional discount information, contact us or visit Arbella.

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UMBRELLA INSURANCE

Extra Liability Protection
Sometimes you require additional protection beyond your standard auto, homeowners, or watercraft policies. Our personal umbrella policies provide this crucial extra coverage, safeguarding your assets and future earnings if primary limits are exceeded.

Why Do I Need More Insurance?
Today’s frequent lawsuits and substantial monetary awards pose significant financial risks. Your existing coverage might not fully protect you from catastrophic losses.

How Much Insurance is Enough?
Household net worth continues to rise significantly, increasing potential liability exposure. A personal umbrella policy can protect against excess liability judgments resulting from injury, death, or property damage claims, securing your financial stability.

APARTMENT & CONDO RENTERS INSURANCE

Protect your personal property and mitigate liability risks associated with apartment or condo living with tailored condominium insurance.

Condominium Insurance Covers Five Critical Areas:

Dwelling: Real property owned within your condo, such as cabinets, walls, and fixtures.
Personal Property: Covers your belongings, like furniture, jewelry, electronics, and appliances. Coverage extends globally, though specific limits apply. Replacement Cost coverage options are available.
Loss of Use: Covers additional living expenses if your unit becomes temporarily unusable due to covered losses.
Personal Liability: Protection if sued for bodily injury or property damage due to your negligence, including legal defense costs.
Medical Payments to Others: Covers medical costs for injuries occurring in your unit or caused by you, regardless of legal liability.

Ensure your condominium or rental is fully protected. For comprehensive information, contact us or visit Arbella.

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LIFE & DISABILITY INSURANCE

Life and disability insurance are essential protections designed to financially secure your loved ones if the unexpected occurs.

Properly structured, these policies offer peace of mind by providing a steady income to sustain your family’s financial stability in the event of your death or disability.

To discuss personalized coverage options and safeguard your family’s future, please call our office directly at 781-449-4414.

Explore personalized insurance solutions for home, auto, condo, and more—contact us today for savings!